Candor

CANDOR's revolutionary AI-powered underwriting system transforms how mortgage lenders process loans. The platform delivers automated income, asset, and credit analysis with unmatched accuracy, reducing underwriting time from hours to minutes while eliminating repurchase risk for mortgage lenders.

About

CANDOR Technology brings meaningful innovation to mortgage lending through its Loan Engineering System (LES), powered by CogniTech™ – advanced AI technology that emulates the critical thinking of experienced underwriters. The system processes over 3,500 data points per loan file, transforming complex underwriting decisions into clear, consistent outcomes.  

Key Differentiators

  • Insurance-backed platform that protects lenders from repurchase risk
  • Comprehensive income, asset, and credit decisioning that reduces manual review time
  • Cuts traditional underwriting time from hours to minutes
  • Dynamic compliance updates that adapt to changing investor requirements
  • Transparent decision trails that simplify audits

Why Choose CANDOR

  • Significantly boost underwriter productivity through intelligent automation
  • Reduce errors with systematic, insurance-backed decision making
  • Ensure consistent loan evaluations across your organization
  • Grow your business efficiently with scalable technology
  • Build audit-ready files automatically

Technology Advantage

CANDOR’s CogniTech™ engine goes beyond basic automation by:

  • Adapting to varied documentation formats
  • Applying cognitive analysis to complex lending scenarios
  • Cross-referencing data to identify and resolve discrepancies
  • Drawing conclusions from multiple information sources
  • Documenting the logic behind each decision

The platform brings practical solutions to real industry challenges, with proven results across millions of loan decisions. Lenders using CANDOR consistently report improved accuracy, faster processing times, and reduced operational costs. Built for seamless integration with existing LOS systems, CANDOR helps lending teams focus on growth and customer service rather than manual data review. The result is a more efficient, accurate, and confident lending operation. 

Main Categories

Mortgage Operations
Underwriting Software

Sub Categories

  • Artificial Intelligence
  • Loan Origination System
  • Compliance Software
  • Business Intelligence/Analytics
  • Compliance
  • Verification Platforms
  • Mortgage Fintech as a Service

Industry Sectors


Capital and Secondary Markets
Deposit Banks
Independent Mortgage Banks
Mortgage Brokers
Brokers
Wholesale Lender  
Credit Union
Enterprise
Regional Branch / Office

Products

  • CogniTech™ Loan Engineering System
  • Automated Income Analysis
  • Automated Asset Analysis
  • Automated Credit Assessment
  • Automated Underwriting Decision Engine
  • CandorPLUS
Company Information

Showcase

Integrations

CRM
LOS

Encompass
MeridianLink
Byte Software

POS
Other

Contact Candor

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